For Brentwood, TN owners, Marbleharbor Advances is a small-business funding broker in Franklin, Tennessee, reached by phone or online. ZIP 37027 counted 2,907 employer establishments in 2023, 50.2 percent with fewer than five employees (Census ZIP Code Business Patterns). Marbleharbor passes requests to lending partners, which make credit decisions and set terms.
| Place type | City, Williamson County, TN |
|---|---|
| ZIP 37027 employers | 2,907 establishments, 66,988 paid employees (Census ZBP 2023) |
| Under five employees | 50.2% of ZIP 37027 employers (same source) |
| Self-employed residents | 15.7%, plus or minus 1.9 (ACS 2020-2024) |
| Distance | About 7.4 miles northeast of 118 4th Ave S, Franklin, TN (straight line) |
ZIP 37027 and the city of Brentwood, TN
Brentwood sits entirely inside ZIP 37027 and covers about 72.1 percent of that ZIP's land (U.S. Census Bureau, 2020 ZCTA-to-place relationship file), so the ZIP figures below describe mostly the city, with some surrounding area included.
In 2023, ZIP 37027 counted 2,907 employer establishments, 66,988 paid employees and an annual payroll of about $5.95 billion (U.S. Census Bureau, ZIP Code Business Patterns 2023). That is more employer establishments than the office's own ZIP, 37064, which had 2,285. Only 50.2 percent of Brentwood-area employers had fewer than five employees, a smaller share than in ZIP 37064 (59.1 percent).
A mix led by offices, clinics and finance
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Professional, scientific and technical services | 483 | 58.0% |
| Health care and social assistance | 478 | 40.6% |
| Finance and insurance | 341 | 52.5% |
| Other services (repair, personal care, etc.) | 216 | 54.2% |
| Administrative, support and waste services | 195 | 47.7% |
| Retail trade | 188 | 29.3% |
| Real estate, rental and leasing | 177 | 72.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Two features stand out. Health care establishments, 478 of them, are mostly not tiny: 40.6 percent had fewer than five employees, which usually means a practice with payroll, leased space and equipment to fund. Real estate firms are the reverse, with 72.9 percent under five employees. Finance and insurance ranks third with 341 establishments; in Franklin's ZIP 37064 it does not make the top seven.
Self-employment in Brentwood, TN
An estimated 15.7 percent of Brentwood's employed residents were self-employed (plus or minus 1.9 points), split evenly: 7.9 percent ran incorporated businesses and 7.9 percent unincorporated ones (U.S. Census Bureau, American Community Survey 2020-2024). Tennessee's figure was 9.8 percent (plus or minus 0.2), so Brentwood's estimate is higher even at the low end of its margin. A high incorporated share often means owners whose companies file their own tax returns, which partners use heavily in review.
Local records for a Brentwood, TN business
Brentwood is its own city government, so city-level licensing or permit questions go to the City of Brentwood rather than Franklin. State formation and status records sit with the Tennessee Secretary of State, and Williamson County records apply countywide.
Reaching Marbleharbor Advances from Brentwood, TN
Marbleharbor Advances has one office address, 118 4th Ave S in Franklin, TN, and no staff or office in Brentwood. Owners there work with us by phone at (629) 222-3797 or through the short online form. For practices and professional firms here, a common fit is a business line of credit for billing gaps, or equipment financing for clinical gear. Figures and contacts for Franklin, TN and the other communities we serve are a click away.
Who Marbleharbor Advances works with in Brentwood, TN
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Marbleharbor Advances works with businesses like these in Brentwood, TN. Each partner still decides case by case.
Paperwork partners commonly ask for
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- Current financial statements: profit and loss plus a balance sheet
- Government-issued ID for each owner
- Proof of ownership and business registration
- A simple schedule of current business debt and monthly payments
Each lending partner sets its own list, so treat this as a starting point.
What happens after you reach out
- It starts with a call to (629) 222-3797 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Marbleharbor Advances is based at 118 4th Ave S, Franklin, TN 37064.
By Marbleharbor Advances · Updated