Spring Hill, TN sits in two counties, and its owners reach Marbleharbor Advances, a small-business funding broker in Franklin, Tennessee, by phone or online. ZIP 37174 had 857 employer establishments in 2023, led by health care (Census ZIP Code Business Patterns). Requests go to lending partners, which decide and set every term.
| Place type | City in Maury County, TN and Williamson County, TN |
|---|---|
| ZIP 37174 employers | 857 establishments, 15,367 paid employees (Census ZBP 2023) |
| Under five employees | 55.1% of ZIP 37174 employers (same source) |
| Self-employed residents | 8.1%, plus or minus 1.7 (ACS 2020-2024) |
| Distance | About 12.5 miles south-southwest of 118 4th Ave S, Franklin, TN (straight line) |
Two counties, three ZIP codes
Spring Hill crosses the line between Maury County and Williamson County, so neither county's figures describe it, and this page uses only city and ZIP data. About 84.8 percent of the city's land lies in ZIP 37174, 13.0 percent in 37179 and 2.1 percent in 38401, while the city covers 32.6 percent of ZIP 37174's land (U.S. Census Bureau, 2020 ZCTA-to-place relationship file).
ZIP 37174 held 857 employer establishments in 2023, with 15,367 paid employees and an annual payroll of about $860.5 million; 55.1 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Clinics, kitchens and storefronts
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Health care and social assistance | 108 | 50.9% |
| Accommodation and food services | 103 | 20.4% |
| Retail trade | 99 | 38.4% |
| Construction | 87 | 66.7% |
| Professional, scientific and technical services | 84 | 76.2% |
| Other services (repair, personal care, etc.) | 81 | 53.1% |
| Administrative, support and waste services | 70 | 65.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Health care leads the count here, unlike Franklin's ZIP 37064. The 103 accommodation and food service establishments are notable because only about one in five had fewer than five employees: these are mostly staffed restaurants, where payroll, food costs and kitchen equipment drive funding questions. Construction firms, by contrast, are mostly very small.
Self-employment in Spring Hill, TN
An estimated 8.1 percent of Spring Hill's employed residents were self-employed (plus or minus 1.7 points), 2.4 percent incorporated and 5.7 percent unincorporated (U.S. Census Bureau, American Community Survey 2020-2024).
Local records for a Spring Hill, TN business
Spring Hill has its own city government. Because the city spans two counties, the county-level records that apply depend on which side of the line the business operates. State formation records are with the Tennessee Secretary of State.
Reaching Marbleharbor Advances from Spring Hill, TN
Marbleharbor Advances has one office address, 118 4th Ave S in Franklin, TN, and no staff or office in Spring Hill. Owners there work with us by phone at (629) 222-3797 or through the short online form. Restaurant owners here can read restaurant financing, and practices medical and dental practice financing. Figures and contacts for Franklin, TN and the other communities we serve are a click away.
Who Marbleharbor Advances works with in Spring Hill, TN
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Spring Hill, TN business is something else, call and ask before you spend time on paperwork.
What to gather before you call
- The last three to six months of business bank statements
- Your most recent business tax return
- Government-issued ID for each owner
- Formation documents and your EIN
- Details of any loans, leases or advances the business already carries
- For equipment, the seller's quote with make, model and price
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
The steps after your first call
- Reach us at (629) 222-3797 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Our address: 118 4th Ave S, Franklin, TN 37064.
By Marbleharbor Advances · Updated